Buyer

Before You Start Looking For Your New Home:

Check your credit rating. Straighten out any errors before its too late.

Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.

Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).

Choose a REALTOR® that you trust and who understands your needs.

Determine what neighborhood best matches your needs.

Identify important features you need your new home to have.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.

Third-party fees include charges for insurance, title search, and other inspections such as termites.

Government fees include deed recording and state & local mortgage taxes.

Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Prequalify

Contact Information
* First Name:
* Last Name:
* Email:
Address:
City:
State:
Zip:
Day Phone:
Evening Phone:
Fax:
Please send me updates:
Loan/Income Information
Purchase Price (if you are buying this home):	$
Estimated Value of Your Home (if you are refinancing)	$
Loan Amount (the amount you wish to borrow):	$
Will this loan be placed on your:	Primary Residence Vacation Home Rental Property
Your current monthly salary from all sources:	$
Your monthly commissions or bonuses averaged for the last two years, if any:	$
Current monthly financial obligations (minimum $ due)	$
Your total liquid assets i.e. checking, savings, stocks, bonds, IRA's, CD's, money market accounts, 401K plans, etc.:	$
Save my information.
* required field	Your inquiry has been sent.

Debra Y. Villarreal LLC